WAIT! Don’t Cancel Your Credit Cards Before You Read This

PC Master CardI have been receiving emails from my credit card company that I find irritating. Not saying that this is the one, but I wanted you to see a card.

YES, I know I have to pay you, but some of them don’t tell me how much I owe. So, I have to log into see the balance…grrr.

I have 3 cards and well, I only need 2, one for business and one for personal. So, my PC MasterCard has to go. So, I called the company asking them what I had to do, but before she would close it, she said…”Did you know you had $190 accumulated in grocery money?”….Ahhhh, NO!?

It’s weird, I get emails regularly from them telling me my bill is do, but nothing about the points I accumulated and what I can use them for. She said that if I cancelled my card today that i would not be able to use the grocery points. So, what do you think I did? I said “I will gladly use them first and THEN, I will call you back and cancel the card”. Thank you.

So, before you cancel any of your credit cards or throw out your gift cards, check to see if you have any outstanding money or points owed to you, then…spend it, and then, close it.

If you want to learn more about ways you can MAKE free money with your credit cards, go to Side Hustle Nation for the FREE course called “Credit Card Rewards 101: How to Earn Free Cash and Travel by Spending Smarter“. Here is where Nick Lopper, who is awesome by the way, talks about how credit card rewards work and why 1% cash back isn’t a great deal after all, ways to find the best cards for value, credit score myths, and so much more.

Tune in next week to see what I bought with all that grocery money. One of the things will for sure be…desert, or maybe a bottle of wine, or lobster, even though its not in season:) Hey, it’s free money, so I get to splurge.

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